FIU Panthers vs Western Kentucky Hilltoppers Prediction, 10/14/2025 College Football Picks, Best Bets & Odds

Game: FIU Panthers vs Western Kentucky Hilltoppers

Date: Tuesday, October 14, 2025

Location: Houchens Industries in Bowling Green, KY

TV: ESPNU

Odds/Point Spread: Hilltoppers (-7.5)

Total/Over-Under: 57.5

The FIU Panthers (2-3) are on their way to Houchens Industries on Tuesday, October 14, 2025 where they will take on the Western Kentucky Hilltoppers (5-1). FIU opens this matchup as 7.5-point dogs. The over/under comes in at 57.5.

The FIU Panthers come into this game with a record of 2-3 this year. The last time they stepped onto the field, the Panthers went up against the Connecticut Huskies and went home with a loss by a final score of 51-10. Against the run, the Panthers conceded 150 yds on 33 attempts, which is an average of 4.5 yards per rush surrendered. FIU conceded 24 completions on 34 tries for 377 yards, and a completion rate of 70.6%. On the day, they tallied 72 plays for 304 yards. The FIU Panthers ran the rock 36 times and compiled 130 yards, which came out to an average of 3.6 yards per carry.

When it comes to scoring, the FIU Panthers hold an average of 21.2 points per outing. As a team they're maintaining an average of 175.6 yards on the ground ranking this team at 49th in college football. The Panthers have earned 1,821 yards in total for the season. With reference to scoring, FIU has amassed 2 passing touchdowns and 12 touchdowns on the ground. FIU has compiled 91 1st downs as an offense, and they have been flagged for 28 infractions for 243 yds. They have surrendered the ball 11 different times.

The Panthers are sitting in 123rd in college football when it comes to team defense, giving up 32.0 points per game. Opposing teams are running for an average of 4.7 yards per run and 147.8 yards on the ground per contest on the season. Overall, they have conceded 739 rushing yards through 5 games. When it comes to yards through the air, the Panthers have given up 1,372 yds which puts them in 78th in the country. They are allowing 274.4 yards per contest through the air in addition to conceding a completion percentage of 63.5%. For the year, they are surrendering 422.2 yards per outing which ranks them 118th in the nation. They have conceded 11 touchdowns through the air as well as 6 touchdowns on the ground.

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The Hilltoppers head into this game 5-1 for this season. The last time they took the field, the Hilltoppers walked away with a victory by a final of 27-24 when they played the Delaware Fightin' Blue Hens. Western Kentucky conceded 34 rush attempts for 121 yds (3.6 yards per carry). The Hilltoppers passing defense conceded a completion percentage of 60.9%, surrendering 314 yds on 28 for 46 passing. The Hilltoppers finished the game with a total of 338 yards on 57 plays (5.9 yds per play). Western Kentucky rushed for 4.2 yds per attempt, finishing with a total of 108 yds on 26 attempts.

When discussing their ability to score points, the Hilltoppers currently rank 47th in D-1 with 33.7 PPG. The Western Kentucky Hilltoppers hold an average of 429.5 yards/contest, ranking them 40th in the country. The Western Kentucky offense has totaled 461 penalty yds on 43 infractions, which has them ranked 34th in Division 1 in terms of helping out the opposition. They have tossed 2 picks while surrendering 5 fumbles and they have been able to earn 133 1st downs. For the year thus far, the Hilltoppers have racked up 1,837 yards via the pass as well as holding an average of 306.2 passing yards per outing, which is ranked 14th in the country. They are averaging 123.3 yards per game via the rush and have rushed for 740 yards for the season.

The Hilltoppers are relinquishing 22.8 PPG, which has them sitting 61st in D-1. Western Kentucky has allowed the opposition a total of 1,175 yards via the ground game (195.8 yards per game) and 9 touchdowns by way of the ground game for the year. They have conceded 4 touchdowns through the air as well as 199.0 yards per outing, which has them ranked 46th in Division 1. The Hilltoppers defense has been on the field for 414 plays, which has them ranked 88th in college football. Their defense has totaled 3 fumbles and 5 picks this season. This year, they have given up 137 points in total.

Who will win tonight's Panthers/Hilltoppers college football game against the spread?

Josh's Pick: Take the Panthers +7.5

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