FIU Panthers vs Liberty Flames Prediction, 10/31/2026 College Football Picks, Best Bets & Odds

Game: FIU Panthers vs Liberty Flames

Date: Saturday, October 31, 2026

Location: Williams Stadium (VA) in Lynchburg, VA

TV: CBSSN

Odds/Point Spread: Flames (-14.5)

Total/Over-Under: 45

Williams Stadium (VA) is the location where the Liberty Flames (6-1) will take on the FIU Panthers (3-4) on Saturday, October 31, 2026. Liberty opens this game as 14.5-point favorites. The over/under has been set at 45.

The FIU Panthers step onto the field holding a record of 3-4 this year. In their last contest, the Panthers faced off with the MTSU Blue Raiders and walked away from this one with a loss by a score of 26-23. On the ground, the Panthers gave up 248 yds on 39 attempts, which is an average of 6.4 yds per run allowed. FIU relinquished 16 completions on 27 tries for 200 yards, and a completion rate of 59.3%. In all, they tallied 58 plays which gave them a total of 347 yards. The FIU Panthers ran the football 29 different times and recorded 168 yards, which is an average of 5.8 yards per tote.

The Panthers have tallied 2,643 total yards this season. In terms of notching touchdowns, FIU has amassed 11 passing touchdowns and 4 touchdowns via the ground. They have turned the football over 10 times. FIU has 131 1st downs offensively, and they have been flagged for 50 infractions for 388 yds. Offensively they maintain an average of 126.9 yards on the ground ranking this team at 112th in the country. Concerning scoring points, the FIU Panthers are sitting at 20.1 points per outing.

Regarding yards through the air, the Panthers have allowed 1,196 yds which has them sitting in 13th in the nation. They are conceding 170.9 yards per game via the pass in addition to conceding a completion percentage of 56.3%. In total, they have given up 292.0 yards per game which ranks them 18th in D-1. They have surrendered 5 touchdowns via the pass as well as 4 touchdowns pounding the rock. They are giving up 3.7 yards per run and 121.1 rushing yards per game so far this season. During the season, they have given up 848 yards via the ground game in 7 games. The Panthers rank 20th in Division 1 when it comes to team defense, allowing 16.3 PPG.

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The Flames come into this matchup with a record of 6-1 this year. The last time they took the field, the Flames took home the win by a final score of 34-6 when they played the Kennesaw State Owls. Liberty gave up 27 run attempts for 62 yards (2.3 yds per rush). The Flames pass defense conceded a completion percentage of 58.5%, relinquishing 235 yards on 24 for 41 passing. The Flames finished with 402 yds while running 62 plays (6.5 yards per play). Liberty ran the ball for 5.2 yards per tote, finishing with a total of 215 yards on 41 attempts.

The Liberty Flames hold an average of 413.9 yards per game, which has them sitting 51st in Division 1. The Liberty offense has totaled 600 yards of penalties on 71 infractions, which is good for 2nd in D-1 in terms of helping out the other team. They average 221.9 run yards per game and have toted the ball for 1,553 yards for this year. They have tossed no picks while conceding 5 fumbles and they have been able to record 150 first downs. Regarding this team's ability to score points, the Flames are 51st in D-1 holding an average of 31.6 PPG. For the season so far, the Flames have a total of 1,344 yards through the air in addition to holding an average of 192.0 throwing yards per outing, putting them at 107th in the nation.

The Flames are giving up 14.0 points per contest, which has them sitting 7th in the country. Liberty has allowed a total of 807 yards on the ground (115.3 yards per game) in addition to 4 touchdowns via the rush on the campaign. They have surrendered 5 touchdowns through the air in addition to 177.1 yards/game, which puts them in 20th in the nation. The Flames defense has taken part in 429 plays, which is 17th in the nation. They have totaled 3 fumbles recovered and 7 interceptions over the course of the season. In total, they have relinquished 98 points in total.

Who will win tonight's Panthers/Flames college football game against the spread?

Guy's Pick: Take the Panthers +14.5

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