Memphis Tigers vs USF Bulls Prediction, 11/12/2026 College Football Picks, Best Bets & Odds

Game: Memphis Tigers vs USF Bulls

Date: Thursday, November 12, 2026

Location: Raymond James Stadium in Tampa, FL

TV: ESPN

Odds/Point Spread: Bulls (+3.5)

Total/Over-Under: 49.5

The Memphis Tigers (7-2) are hitting the road to Raymond James Stadium on Thursday, November 12, 2026 where they will compete against the USF Bulls (6-3). USF opens this game as 3.5-point dogs. The over/under is set at 49.5.

The Memphis Tigers come into this matchup with a record of 7-2 for this season. In their last matchup, the Tigers played against the Army Black Knights and went home with a win by a final score of 49-22. At the end of the game, they had 75 plays which gave them a total of 554 yards. The Memphis Tigers ran the ball 39 times and accrued 183 yds, which earned them an average of 4.7 yds per carry. When it came to the battle of the line of scrimmage, the Tigers gave up 320 yards on 51 attempts, which calculates to 6.3 yds per run allowed. Memphis conceded 5 pass completions on 10 tries for 45 yards, and a completion percentage of 50.0%.

When it comes to putting points on the board, the Memphis Tigers are sitting at 37.6 points per outing. As a team they average 222.8 yards on the ground giving them a rank of 9th in the nation. The Tigers have earned 4,620 total yards for this campaign. In terms of scoring, Memphis has compiled 27 passing touchdowns and 17 touchdowns via the ground. Memphis has tallied 227 first downs offensively, and they have been called for 45 infractions for 401 yards. They have given the ball to the opposition 13 times.

The Tigers are ranked 59th in the country concerning their opponents scoring, allowing 23.6 points per game. They are allowing an average of 4.9 yards per run and 187.9 rushing yards per game for the campaign. Overall, they have given up 1,691 rushing yards through 9 games. Regarding yards through the air, the Tigers have conceded 1,702 yards which puts them in 32nd in the country. They are conceding 189.1 yards per contest via the pass as well as conceding a completion percentage of 56.9%. Overall, they have given up 377.0 yards/game which has them sitting 85th in Division 1. They have conceded 9 touchdowns through the air in addition to 14 touchdowns on the ground.

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The Bulls come into this game with a record of 6-3 for this year. In their last game, the Bulls took a loss by a final score of 20-17 against the East Carolina Pirates. USF relinquished 33 rushing attempts for 138 yds (4.2 yards per rush). The Bulls passing defense gave up a completion rate of 66.7%, surrendering 223 yards on 26 out of 39 passing. The Bulls finished with a total of 329 yards while running 59 plays (5.6 yds per play). USF ran the ball for 4.1 yds per carry, finishing with 150 yards on 37 attempts.

The USF Bulls average 316.2 yards per contest, which ranks them 125th in the country. The USF offense has racked up 350 penalty yds on 45 infractions, which is good for 117th in Division 1 in terms of helping out the other team. They are averaging 148.2 rushing yards per game and have run for 1,334 yards in total. They have thrown 0 picks while surrendering 4 fumbles and they have been able to tally 168 1st downs. When it comes to the points being put on the board, the Bulls are sitting 88th in the country with an average of 25.9 points per contest. Over the course of the season to this point, the Bulls have compiled 1,512 passing yards as well as an average of 168.0 passing yards per contest, which is ranked 127th in college football.

The Bulls are relinquishing 15.1 PPG, which has them ranked 10th in the country. USF has yielded a total of 1,164 yards via the ground game (129.3 yards per contest) in addition to 6 touchdowns on the ground on the year. They have allowed 8 touchdowns through the air in addition to 183.3 yards/outing, which puts them in 23rd in Division 1. The Bulls defense has been on the field for 582 plays, which is good for 62nd in the nation. They have 8 fumbles recovered and 2 picks on the year. In total, they have conceded 136 pts.

Who will win tonight's Tigers/Bulls college football game against the spread?

Tony's Pick: Take the Tigers -3.5

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