Missouri State Bears vs FIU Panthers Prediction, 11/7/2026 College Football Picks, Best Bets & Odds

Game: Missouri State Bears vs FIU Panthers

Date: Saturday, November 7, 2026

Location: Pitbull Stadium in Miami, FL

TV: ESPN+

Odds/Point Spread: Panthers (-6.5)

Total/Over-Under: 49.5

Pitbull Stadium is the location where the FIU Panthers (3-5) will try to defeat the Missouri State Bears (3-5) on Saturday, November 7, 2026. Missouri State opens as 6.5-point underdogs from Vegas oddsmakers. The total has been set at 49.5.

The Missouri State Bears come into this game with a record of 3-5 this season. In their last matchup, the Bears stepped onto the field against the Sam Houston Bearkats and walked away with a win by a score of 24-3. The Missouri State Bears ended up rushing 39 times and had 129 yards, which had them averaging 3.3 yards per carry. When the final whistle blew, they tallied 57 plays which converted into 313 yards. Missouri State surrendered 20 pass completions on 35 tries for a total of 258 yds, and a completion rate of 57.1%. In the running game, the Bears conceded 26 yards on 25 attempts, which averages out to 1.0 yds per run allowed.

When talking about scoring, the Missouri State Bears have an average of 24.4 points per game. Offensively they're holding an average of 127.1 yards via the ground game ranking them 109th in Division 1. The Bears have earned 2,886 yards in total for this campaign. In terms of notching touchdowns, Missouri State has totaled 12 passing touchdowns and 10 touchdowns via the ground. Missouri State has earned 150 1st downs, and they have committed 68 infractions for 549 yds. They have surrendered the ball 9 times.

The Bears rank 117th in the country when it comes to their opponents scoring, giving up 30.9 PPG. They are allowing teams to run for an average of 4.4 yards per attempt on the ground and 164.6 rushing yards per contest for the season. For the year, they have conceded 1,317 rushing yards through 8 games. Concerning passing yardage, the Bears have allowed 2,009 yds which has them sitting in 118th in the nation. They have conceded 251.1 yards per outing through the air and conceding a completion percentage of 65.2%. Overall, they are giving up 415.8 yards per contest which has them ranked 122nd in the nation. They have granted 16 touchdowns via the pass in addition to 15 touchdowns via the ground game.

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The Panthers head into this matchup 3-5 for this season. When they last played, the Panthers took a defeat with a final score of 49-10 against the Liberty Flames. The Panthers finished the game with 210 yds and they ran 54 plays (3.9 yards per play). FIU ran the ball for 1.5 yds per attempt, totaling 34 yards on 23 attempts. FIU surrendered 35 attempts on the ground for 145 yards (4.1 yds per rush). The Panthers pass defense conceded a completion rate of 78.3%, relinquishing 246 yards on 18 for 23 passing.

The FIU Panthers maintain an average of 356.6 yards/outing, which ranks them 95th in D-1. The FIU offense has compiled 463 penalty yds on 58 violations, which has them sitting 45th in the nation in terms of giving up free yards. They hold an average of 115.3 yards per game on the ground and have toted the ball for 922 yards for this year. They have given away 9 picks while allowing opponents to recover 2 fumbles and they have obtained 146 first downs. When it comes to their scoring prowess, the Panthers rank 129th in the nation holding an average of 18.9 PPG. For the season to this point, the Panthers currently have a total of 1,931 yards through the air as well as holding an average of 241.4 passing yards per contest, which ranks 53rd in college football.

The Panthers are relinquishing 20.4 PPG, which has them ranked 34th in the country. FIU has conceded a total of 993 rushing yards (124.1 yards per outing) and 10 touchdowns by way of the ground game for the year. They have surrendered 6 touchdowns through the air as well as 180.3 yards/outing, which has them sitting 26th in college football. The Panthers defense has been on the field for 480 plays, which is 12th in the country. Their defense has totaled 3 fumbles and 6 picks on the campaign. Overall, they have allowed 163 pts.

Who will win tonight's Bears/Panthers college football game against the spread?

Josh's Pick: Take the Panthers -6.5

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