MTSU Blue Raiders vs FIU Panthers Prediction, 10/20/2026 College Football Picks, Best Bets & Odds

Game: MTSU Blue Raiders vs FIU Panthers

Date: Tuesday, October 20, 2026

Location: Pitbull Stadium in Miami, FL

TV: CBSSN

Odds/Point Spread: Panthers (-10.5)

Total/Over-Under: 44.5

Pitbull Stadium is the location where the FIU Panthers (3-3) will try to defeat the MTSU Blue Raiders (3-3) on Tuesday, October 20, 2026. MTSU opens this matchup as 10.5-point dogs. The over/under has been set at 44.5.

The MTSU Blue Raiders head into this matchup 3-3 for this year. In their last contest, the Blue Raiders faced off with the Delaware Blue Hens and went home with a win by a final score of 33-30. Against the rush, the Blue Raiders conceded 70 yards on 30 attempts, which is an average of 2.3 yds per run allowed. MTSU surrendered 23 pass completions on 37 tries for a total of 321 yds, and a completion rate of 62.2%. Overall, they had 58 plays which totaled 396 yds. The MTSU Blue Raiders ran the football 25 different times and amassed 105 yds, earning them an average of 4.2 yds per attempt.

In terms of scoring, the MTSU Blue Raiders are averaging 22.8 points per contest. As a team they average 120.8 yards in the run game which is 114th in the country. The Blue Raiders have attained 1,929 yards in total for the year. With reference to getting the ball in the endzone, MTSU has totaled 11 touchdowns via the pass and 4 rushing touchdowns. MTSU has compiled 111 1st downs as a team, and they have been flagged for 42 infractions for 314 yds. They have given the ball to the opposition 4 times.

When it comes to passing yardage, the Blue Raiders have allowed 1,299 yards which has them ranked 57th in D-1. They are conceding 216.5 yards per outing through the air as well as conceding a completion percentage of 63.4%. Over the course of this season, they are granting 415.7 yards per outing which has them ranked 119th in college football. They have surrendered 6 touchdowns through the air in addition to 15 touchdowns running the ball. The opposition is running for 5.3 yards per rush and 199.2 rushing yards per game this season. In total, they have conceded 1,195 yards on the ground through 6 outings. The Blue Raiders rank 110th in Division 1 regarding team defense, conceding 28.3 PPG.

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The Panthers come into this matchup with a record of 3-3 for this season. When they last stepped on the gridiron, the Panthers took a loss by a final score of 27-24 against the Jacksonville State Gamecocks. The Panthers finished the game with 404 yds while running 73 plays (5.5 yds per play). FIU ran the ball for 3.9 yards per tote, totaling 124 yds on 32 carries. FIU allowed 32 run attempts for 173 yards (5.4 yds per rush). The Panthers secondary allowed a completion percentage of 72.7%, relinquishing 214 yards on 16 out of 22 passing.

When it comes to their scoring prowess, the Panthers currently rank 122nd in college football holding an average of 19.7 points per outing. The FIU Panthers are averaging 382.7 yards per outing, which has them ranked 76th in the nation. The FIU offense has accrued 359 yards of penalties on 45 violations, which is 54th in D-1 in terms of giving up free yards. They have tossed 7 picks while losing 2 fumbles and they have been able to obtain 116 first downs. During this campaign thus far, the Panthers have thrown for a total of 1,576 passing yards not to mention holding an average of 262.7 passing yards per game, ranking them 37th in college football. They are averaging 120.0 yards per game on the ground and have toted the ball for 720 yards for the season.

FIU has given up a total of 600 rushing yards (100.0 yards per outing) and 3 touchdowns by way of the ground game on the season. They have allowed 4 touchdowns through the air in addition to 166.0 yards per contest, which has them in 12th in Division 1. This year, they have given up 88 points in total. They have totaled 3 fumbles recovered and 5 picks so far this season. The Panthers defense has participated in 356 plays, which is good for 10th in the nation. The Panthers are giving up 14.7 points per contest, ranking them 11th in the country.

Who will win tonight's Blue Raiders/Panthers college football game against the spread?

Tony's Pick: Take the Blue Raiders +10.5

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