UL Monroe Warhawks vs South Alabama Jaguars Prediction, 10/3/2026 College Football Picks, Best Bets & Odds

Game: UL Monroe Warhawks vs South Alabama Jaguars

Date: Saturday, October 3, 2026

Location: Hancock Whitney Stadium in Mobile, AL

TV: ESPN+

Odds/Point Spread: Jaguars (-14.5)

Total/Over-Under: 55.5

The UL Monroe Warhawks (0-4) are hitting the road to Hancock Whitney Stadium on Saturday, October 3, 2026 where they will go up against the South Alabama Jaguars (2-2). South Alabama opens this contest as 14.5-point favorites from oddsmakers. The over/under is 55.5.

The UL Monroe Warhawks head into this game 0-4 for this season. The last time they took the field, the Warhawks faced the Florida Atlantic Owls and took a loss by a score of 45-17. The UL Monroe Warhawks ran the football 25 times and recorded 54 yards, which had them averaging 2.2 yds per attempt. Overall, they had 55 plays for 332 yards. UL Monroe allowed 31 pass completions on 42 tries for a total of 333 yards, and a completion percentage of 73.8%. Against the run, the Warhawks conceded 234 yards on 47 attempts, which calculates to 5.0 yards per run allowed.

The Warhawks have attained 1,378 yards in total for the year. In terms of getting in the endzone, UL Monroe has compiled 6 passing touchdowns and 4 touchdowns via the ground. They have turned the football over 4 times. UL Monroe has recorded 73 first downs as an offense, and they have been called for 18 penalties for 155 yards. As a team they average 143.3 yards rushing which is 97th in Division 1. Concerning putting the ball in the endzone, the UL Monroe Warhawks hold an average of 21.3 points per game.

The Warhawks sit in 138th in college football when it comes to team defense, giving up 42.8 points per game. They are allowing teams to run for an average of 5.8 yards per rush on the ground and 242.3 rushing yards per game on the season. For the year, they have allowed 969 rushing yards through 4 outings. In terms of passing yardage, the Warhawks have allowed 1,020 yds which puts them in 119th in the country. They have given up 255.0 yards per game through the air as well as conceding a completion percentage of 67.1%. Overall, they have relinquished 497.3 yards per outing which puts them 138th in the nation. They have allowed 9 touchdowns via the pass in addition to 9 touchdowns on the ground.

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The Jaguars step onto the field holding a record of 2-2 this season. In their last game, the Jaguars took a loss by a final score of 45-21 against the Kentucky Wildcats. South Alabama ran the ball for 2.8 yards per tote, finishing the contest with 88 yds on 31 carries. The Jaguars finished the game with a total of 354 yds while running 74 plays (4.8 yards per play). The Jaguars secondary gave up a completion percentage of 73.1%, surrendering 177 yards on 19 out of 26 passing. South Alabama gave up 42 rush attempts for 390 yds (9.3 yards per rush).

When it comes to their scoring prowess, the Jaguars are sitting 68th in the country with an average of 31.3 points per outing. The South Alabama Jaguars have an average of 421.3 yards/contest, ranking them 57th in D-1. The South Alabama offense has totaled 234 penalty yds on 27 infractions, which has them ranked 58th in Division 1 in terms of making mistakes. They have tossed 2 interceptions while allowing opponents to recover no fumbles and they have been able to obtain 92 1st downs. During this campaign to this point, the Jaguars have racked up 908 yards via the pass as well as an average of 227.0 throwing yards per game, which has them ranked 73rd in D-1. They maintain an average of 194.3 yards per game via the ground game and have toted the ball for 777 yards overall.

South Alabama has allowed the opposition a total of 800 yards on the ground (200.0 yards per outing) as well as 9 touchdowns via the rush on the campaign. They have yielded 8 touchdowns via the pass and 202.3 yards per contest, which has them in 67th in the nation. Overall, they have relinquished 123 points in total. Their defense has totaled 3 fumbles and 3 picks for the season. The Jaguars defense has been on the field for 215 plays, ranking them 10th in Division 1. The Jaguars are conceding 30.8 points per game, which has them ranked 121st in Division 1.

Who will win tonight's Warhawks/Jaguars college football game against the spread?

Tony's Pick: Take the Jaguars -14.5

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