Florida Atlantic Owls vs FIU Panthers Prediction, 9/13/2025 College Football Picks, Best Bets & Odds

Game: Florida Atlantic Owls vs FIU Panthers

Date: Saturday, September 13, 2025

Location: Pitbull Stadium in Miami, FL

TV: ESPN/ESPN+

Odds/Point Spread: Panthers (-3.0)

Total/Over-Under: 57

The FIU Panthers (1-1) will go up against the Florida Atlantic Owls (1-1) at Pitbull Stadium on Saturday, September 13, 2025. FIU opens this game as 3.0-point favorites from Vegas oddsmakers. The betting total comes in at 57.

The Florida Atlantic Owls step onto the field holding a record of 1-1 for this year. The last time they stepped onto the field, the Owls played the Florida A&M Rattlers and took home the win by a score of 56-14. The Florida Atlantic Owls ended up running the ball 34 different times and had 193 yards, which had them averaging 5.7 yards per attempt. At the end of the game, they had 79 plays which totaled 553 yards. Florida Atlantic conceded 19 pass completions on 35 attempts for 227 yds, and a completion percentage of 54.3%. Against the run, the Owls gave up 69 yards on 30 tries, which is 2.3 yards per run allowed.

The Owls have earned 907 yards in total for the season. In terms of getting the ball in the endzone, Florida Atlantic has amassed 6 touchdowns via the pass and 1 touchdown on the ground. They have surrendered the ball 6 different times. Florida Atlantic has earned 57 1st downs, and they have been flagged for 9 penalties for 92 yds. As a unit they average 135.0 yards via the ground game giving them a rank of 92nd in the nation. When it comes to getting in the endzone, the Florida Atlantic Owls hold an average of 31.5 PPG.

In terms of yards through the air, the Owls are conceding 495 yds which ranks them 103rd in the nation. They have conceded 247.5 yards per game via the pass in addition to giving up a completion percentage of 57.3%. Overall, they are allowing 338.0 yards per contest which ranks them 83rd in the country. They have allowed 5 touchdowns via the pass. The opposition is running for 3.0 yards per rush on the ground and 90.5 rushing yards per contest on the season. Overall, they have given up 181 running yards through 2 games. The Owls rank 97th in college football concerning team defense, giving up 26.5 points per game.

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The Panthers step onto the field holding a record of 1-1 this season. When they last played, the Panthers took a defeat with a final score of 34-0 when they played the Penn State Nittany Lions. FIU gave up 31 rush attempts for 209 yards (6.7 yards per rush). The Panthers passing defense conceded a completion rate of 57.6%, surrendering 200 yds on 19 for 33 passing. The Panthers finished with a total of 290 yards while running 72 plays (4.0 yds per play). FIU rushed for 3.6 yards per carry, finishing the contest with 141 yards on 39 attempts.

In relation to their ability to score points, the Panthers are sitting 104th in college football holding an average of 21.0 points per game. The FIU Panthers are averaging 373.0 yards/game, which has them sitting 78th in Division 1. The FIU offense has 80 yards of penalties on 11 violations, which is 81st in college football in terms of helping out the other team. They have been able to tally 42 first downs. For the year so far, the Panthers currently sit at 382 yards via the pass as well as holding an average of 191.0 throwing yards per outing, which is ranked 96th in Division 1. They maintain an average of 182.0 rushing yards per game and have toted the ball for 364 yards overall.

The Panthers are surrendering 21.5 points per game, which has them sitting 75th in Division 1. FIU has yielded a total of 314 yards via the ground game (157.0 yards per contest) and 2 touchdowns rushing so far this year. They have given up 2 touchdowns from the passing game and 220.5 yards/game, which has them ranked 88th in the country. The Panthers defense has taken the field for 133 plays, which is 82nd in the nation. Their defense has totaled 1 fumble recovery and 0 picks this season.

Who will win tonight's Owls/Panthers college football game against the spread?

Guy's Pick: Take the Panthers -3.0

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