FIU Panthers vs Jacksonville State Gamecocks Prediction, 10/13/2026 College Football Picks, Best Bets & Odds

Game: FIU Panthers vs Jacksonville State Gamecocks

Date: Tuesday, October 13, 2026

Location: AmFirst Stadium in Jacksonville, AL

TV: ESPNU

Odds/Point Spread: Gamecocks (-3.5)

Total/Over-Under: 43

The Jacksonville State Gamecocks (4-2) host the FIU Panthers (3-2) at AmFirst Stadium on Tuesday, October 13, 2026. Jacksonville State is 3.5-point favorites. The over/under comes in at 43.

The FIU Panthers come into this matchup with a record of 3-2 for this year. The last time they took the field, the Panthers stepped onto the field against the New Mexico State Aggies and took home the win by a score of 22-3. Against the rush, the Panthers conceded 107 yds on 28 attempts, which calculates to 3.8 yards per run allowed. FIU surrendered 11 completions on 30 attempts for a total of 123 yds, and a completion rate of 36.7%. Once the final whistle blew, they tallied 66 plays for 220 yds. The FIU Panthers ended up rushing 44 different times and totaled 100 yards, which had them averaging 2.3 yds per carry.

Concerning scoring points, the FIU Panthers have an average of 18.8 points per game. As a team they're holding an average of 119.2 yards on the ground ranking this team at 119th in the country. The Panthers have tallied 1,892 total yards for the year. With reference to getting in the endzone, FIU has compiled 6 touchdowns through the air and 3 touchdowns on the ground. FIU has recorded 95 1st downs, and they have been called for 33 penalties for 259 yards. They have turned the football over 9 times.

When talking about passing yards, the Panthers have given up 782 yds which puts them in 10th in D-1. They have surrendered 156.4 yards per game through the air and giving up a completion percentage of 53.4%. For the year, they have relinquished 241.8 yards per contest which ranks them 4th in college football. They have yielded 2 touchdowns via the pass in addition to 2 touchdowns running the ball. Opposing teams are running for an average of 2.7 yards per run and 85.4 rushing yards per game on the year. In total, they have allowed 427 running yards through 5 games. The Panthers rank 6th in D-1 concerning team defense, allowing 12.2 points per game.

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The Gamecocks come into this game with a record of 4-2 for this season. In their last game, the Gamecocks went home victorious with a score of 27-26 when they faced the Kennesaw State Owls. Jacksonville State surrendered 30 run attempts for 117 yds (3.9 yards per carry). The Gamecocks secondary conceded a completion percentage of 68.6%, surrendering 293 yards on 24 for 35 through the air. The Gamecocks finished the contest with a total of 385 yds on 74 plays (5.2 yds per play). Jacksonville State rushed the ball for 2.5 yds per carry, finishing the game with 74 yards on 30 attempts.

The Jacksonville State Gamecocks average 391.2 yards per contest, which ranks them 73rd in the nation. The Jacksonville State offense has 348 yds of penalties on 40 violations, which ranks 46th in the country in terms of helping out the other team. They are averaging 146.3 yards per game via the rush and have run for 878 yards in total. They have tossed 5 interceptions while losing 4 fumbles and they have tallied 131 1st downs. When discussing their scoring prowess, the Gamecocks are 82nd in Division 1 with 27.3 PPG. For the year to this point, the Gamecocks have earned 1,469 passing yards together with an average of 244.8 throwing yards per contest, which has them ranked 55th in the nation.

The Gamecocks are giving up 22.5 points per contest, ranking them 62nd in the country. Jacksonville State has surrendered a total of 971 yards rushing (161.8 yards/game) and 7 touchdowns via the rush on the campaign. They have yielded 6 touchdowns via the pass in addition to 174.5 yards per outing, which has them sitting 29th in the nation. The Gamecocks defense has participated in 385 plays, which ranks 94th in the nation. They have earned no fumbles recovered and 6 picks on the campaign. This year, they have relinquished 135 points.

Who will win tonight's Panthers/Gamecocks college football game against the spread?

Guy's Pick: Take the Gamecocks -3.5

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