Indiana Hoosiers vs Rutgers Scarlet Knights Prediction, 10/3/2026 College Football Picks, Best Bets & Odds

Game: Indiana Hoosiers vs Rutgers Scarlet Knights

Date: Saturday, October 3, 2026

Location: SHI Stadium in Piscataway, NJ

TV: ESPN+

Odds/Point Spread: Scarlet Knights (+23.5)

Total/Over-Under: 55.5

The Indiana Hoosiers (4-0) are en route to SHI Stadium on Saturday, October 3, 2026 where they will go up against the Rutgers Scarlet Knights (1-3). Rutgers opens this matchup as 23.5-point underdogs from oddsmakers. The over/under has been set at 55.5.

The Indiana Hoosiers step onto the field holding a record of 4-0 for this year. The last time they stepped onto the field, the Hoosiers took the field against the Northwestern Wildcats and earned the victory with a final of 29-23. The Indiana Hoosiers rushed the ball a total of 40 times and accounted for 271 yards, which earned them an average of 6.8 yards per tote. On the day, they tallied 69 plays which gave them 472 yds. Indiana gave up 22 pass completions on 30 attempts for 293 yards, and a completion percentage of 73.3%. On the ground, the Hoosiers gave up 32 yds on 27 attempts, which is 1.2 yards per run allowed.

The Hoosiers have tallied 1,855 total yards this season. In terms of getting the ball in the endzone, Indiana has compiled 13 touchdowns via the pass and 9 rushing touchdowns. They have turned the ball over 1 time. Indiana has 90 1st downs as a team, and they have been hurt by 17 penalties for 138 yds. As a team they're averaging 233.5 yards on the ground ranking them 19th in Division 1. Regarding putting points on the board, the Indiana Hoosiers are averaging 43.5 points per game.

When it comes to passing yards, the Hoosiers have given up 672 yards which has them ranked 30th in Division 1. They have conceded 168.0 yards per contest via the pass in addition to allowing a completion percentage of 64.7%. During this campaign, they have surrendered 233.8 yards per contest ranking them 6th in the nation. They have yielded 2 touchdowns by air as well as 2 touchdowns on the ground. The opposition is running for 2.2 yards per running attempt and 65.8 yards on the ground per game for the season. For the year, they have conceded 263 running yards through 4 outings. The Hoosiers are sitting in 5th in the nation when it comes to team defense, giving up 9.8 PPG.

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The Scarlet Knights head into this matchup 1-3 for this season. When they last played, the Scarlet Knights went home victorious with a score of 58-7 against the Howard Bison. Rutgers allowed 29 rush attempts for 133 yards (4.6 yds per carry). The Scarlet Knights passing defense conceded a completion percentage of 42.1%, relinquishing 51 yards on 8 for 19 through the air. The Scarlet Knights finished the contest with 534 yds while running 72 plays (7.4 yds per play). Rutgers rushed for 5.7 yds per carry, finishing with a total of 266 yds on 47 carries.

The Rutgers Scarlet Knights hold an average of 431.0 yards/game, ranking them 45th in D-1. The Rutgers offense has compiled 128 yds of penalties on 19 infractions, which is good for 119th in the country in terms of making mistakes. They are averaging 153.8 yards per game via the ground game and have run for 615 yards for this season. They have given away 9 interceptions while losing 1 fumble and they have been able to tally 93 first downs. In relation to their scoring prowess, the Scarlet Knights rank 55th in D-1 with 33.8 PPG. Over the course of the season so far, the Scarlet Knights have racked up 1,109 yards through the air along with holding an average of 277.3 throwing yards per contest, which ranks 32nd in the country.

The Scarlet Knights are giving up 28.5 points per game, which has them sitting 107th in the nation. Rutgers has allowed a total of 667 rushing yards (166.8 yards per outing) in addition to 6 touchdowns by way of the ground game on the season. They have given up 6 touchdowns through the air and 194.3 yards/game, ranking them 56th in the country. The Scarlet Knights defense has taken part in 235 plays, which is good for 34th in D-1. They have earned 2 fumbles and 4 interceptions this season. Overall, they have conceded 114 total points.

Who will win tonight's Hoosiers/Scarlet Knights college football game against the spread?

Guy's Pick: Take the Hoosiers -23.5

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