Navy Midshipmen vs Florida Atlantic Owls Prediction, 9/12/2026 College Football Picks, Best Bets & Odds

Game: Navy Midshipmen vs Florida Atlantic Owls

Date: Saturday, September 12, 2026

Location: Flagler Credit Union Stadium in Boca Raton, FL

TV: ESPN+

Odds/Point Spread: Owls (+4.5)

Total/Over-Under: 58.5

Flagler Credit Union Stadium is the site where the Florida Atlantic Owls (0-1) will attempt to defeat the Navy Midshipmen (1-0) on Saturday, September 12, 2026. Navy opens as 4.5-point favorites. The betting total is set at 58.5.

The Navy Midshipmen come into this game with a record of 1-0 for this season. In their last contest, the Midshipmen played against the Towson Tigers and earned the victory with a final of 42-15. At the end of the game, they ran 79 plays which gave them a total of 527 yards. The Navy Midshipmen rushed the ball a total of 73 different times and had 506 yds, which had them averaging 6.9 yards per carry. When it came to the battle of the line of scrimmage, the Midshipmen gave up 39 yds on 20 tries, which is an average of 2.0 yds per rush allowed. Navy surrendered 14 completions on 19 tries for 207 yards, and a completion percentage of 73.7%.

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In terms of putting points on the board, the Navy Midshipmen are averaging 42.0 points per contest. As a unit they're averaging 506.0 yards on the ground which is 2nd in the country. The Midshipmen have tallied 527 yards in total for the season. When it comes to distribution of touchdowns, Navy has compiled no touchdowns through the air and 6 touchdowns via the ground. Navy has amassed 30 first downs as an offense, and they have been called for 6 infractions for 55 yds. They have yet to turn the ball over.

The Midshipmen are sitting in 67th in Division 1 concerning team defense, allowing 15.0 PPG. They are allowing an average of 2.0 yards per rushing attempt and 39.0 rushing yards per contest so far this year. During the season, they have conceded 39 running yards through 1 outing. In terms of yards through the air, the Midshipmen have allowed 207 yards which puts them in 77th in the country. They are conceding 207.0 yards per game via the pass and allowed a completion percentage of 73.7%. Overall, they have surrendered 246.0 yards/game which ranks them 48th in D-1. They have yielded 2 touchdowns by air in addition to no touchdowns via the ground game.

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The Owls step onto the field holding a record of 0-1 for this season. The last time they took the field, the Owls took a loss by a final score of 66-21 when they faced the Florida Gators. Florida Atlantic relinquished 41 rushing attempts for 281 yards (6.9 yards per carry). The Owls passing defense conceded a completion percentage of 76.9%, surrendering 343 yards on 20 out of 26 through the air. The Owls finished the contest with a total of 396 yds while running 90 plays (4.4 yards per play). Florida Atlantic rushed the football for 3.2 yards per attempt, finishing the game with 120 yds on 37 carries.

The Florida Atlantic Owls maintain an average of 396.0 yards/game, which ranks them 76th in D-1. The Florida Atlantic offense has accrued 88 yds of penalties on 9 infraction, which is good for 36th in the nation in terms of hurting your team. They have an average of 120.0 yards via the ground game. They have thrown 2 interceptions while letting opponents recover 1 fumble and they have been able to earn 25 1st downs. Concerning putting points on the board, the Owls sit 92nd in Division 1 with 21.0 points per game. During this campaign so far, the Owls have thrown for 276 yards through the air.

The Owls are surrendering 66.0 points per game, ranking them 137th in the country. Florida Atlantic has yielded a total of 281 yards on the ground and 5 touchdowns via the rush so far this year. They have surrendered 4 touchdowns from the passing game and 343.0 yards per outing, which has them in 126th in D-1. The Owls defense has been on the field for 67 plays, which is good for 83rd in Division 1. They have no fumbles and 1 pick for the year.

Who will win tonight's Midshipmen/Owls college football game against the spread?

Josh's Pick: Take the Owls +4.5

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